The volume of deposits in Georgia's banking sector reached 71.33 billion lari by the end of May 2026, an increase of 1.31 billion lari over the month. According to the National Bank of the country, deposit dynamics continue to outpace the growth of the loan portfolio.
Excluding the impact of currency fluctuations, the annual growth of deposits was 22%, while lending increased by 14.2%. This indicates an increase in the savings activity of the population and businesses against the backdrop of more moderate growth in borrowed funds.
The level of "larization" of deposits at the end of May rose to 54.93%. Over the month, the share of deposits in the national currency increased by more than 1.5 percentage points, reflecting the gradual strengthening of the lari's position in the savings structure.
The weighted average interest rate on time deposits in May was 7.08%, with lari deposits reaching 8.83% and foreign currency deposits at 2.49%. In the structure of foreign currency savings, the US dollar accounts for the largest share (77.73%), followed by the euro (20.15%).
Additionally, there is an observed increase in both time deposits and demand deposits, which generally forms a stable trend of increasing liquidity in the country's banking system.